ALLOW_DEFAULT_OVERRIDE is an optional toggle field use by the Open Enrollment (OE). When an open enrollment is created, the plans are restricting the coverage available to the EE to be only the coverage listed in Election Default Coverage.
- If a Default Coverage is defined and the ALLOW_DEFAULT_OVERRIDE toggle is ON all the coverages will be included when generating an OE.
- If the toggle is OFF and a default coverage is defined, then only this coverage will be included when generating an OE.

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